Sewell, New Jersey

Your home loan,
personally guided.

I'm Maria Rios, and I help families in the Sewell area navigate mortgages with clarity and confidence — from first-time buyers to seasoned homeowners refinancing their next chapter.

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15+ Years in Mortgage
500+ Families Served
A+ BBB Rating
Maria Rios, mortgage professional at CrossCountry Mortgage in Sewell, NJ
Top Producer
2023–2025
Pre-Approved
in 48 Hours
What I Offer

Mortgage solutions tailored
to your situation

Whether you're buying your first home, refinancing, or exploring options, I'll walk you through every step with honesty and patience.

First-Time Buyer Loans

Buying your first home shouldn't feel overwhelming. I'll explain your options — from FHA and conventional loans to down payment assistance programs — in plain language.

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Refinancing

Lower your rate, shorten your term, or cash out your equity. I'll run the numbers with you so you know exactly how refinancing fits your financial picture.

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Conventional & Jumbo Loans

From standard conforming loans to jumbo financing for higher-priced homes, I'll match you with the right product and competitive rate from CrossCountry Mortgage's full lineup.

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VA & USDA Loans

Serving those who serve — VA loans for veterans and active military, USDA loans for rural and suburban buyers. Zero down payment options available.

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Rate & Term Analysis

Not sure if now is the right time? I'll compare your current rate to today's market and show you the real impact of adjusting your loan terms.

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Reverse Mortgages

For homeowners 62 and older, a reverse mortgage can unlock home equity while you stay in your home. I'll explain the pros, cons, and whether it's right for you.

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Maria Rios consulting with clients at CrossCountry Mortgage office in Sewell, NJ
Sewell Local Office
CrossCountry Mortgage
About Maria

A mortgage professional
who actually cares

I've been helping families in the Sewell and South Jersey area with their home loans for over 15 years. What started as a career in finance turned into a genuine passion for guiding people through one of the most important decisions of their lives.

At CrossCountry Mortgage, I have access to one of the industry's broadest product lineups — but I don't believe in overwhelming you with choices. I listen first, then narrow the field to what truly fits your goals, budget, and timeline.

Whether you're nervous about the process, comparing lenders, or ready to move forward, I'm here to make it straightforward and stress-free. No pressure, no jargon — just honest advice from someone who's been in this seat for a long time.

NMLS # — CrossCountry Mortgage
Serving NJ & Surrounding Areas
Personalized Rate Quotes
Let's Talk About Your Goals
How It Works

From inquiry to closing day

A clear, guided process — no guesswork, no surprises.

01

Free Consultation

We'll discuss your goals, timeline, and financial picture. No obligation — just a honest conversation about what's possible.

02

Pre-Approval

I'll pull your credit, review your documents, and get you a clear pre-approval so you know exactly what you can spend — and sellers will take you seriously.

03

Loan Shopping & Lock

I'll compare rates and programs across CrossCountry's full portfolio, then recommend the best fit. When you're ready, we lock your rate.

04

Closing Day

I stay in touch through underwriting, appraisal, and title — answering questions as they come. On closing day, you'll know exactly what to expect.

Client Stories

Hear from homeowners I've worked with

Maria made what we thought would be a terrifying process feel completely manageable. She explained everything in terms we actually understood, and we closed on our first home in under 6 weeks.

Jennifer M. First-Time Buyer · Sewell, NJ

We refinanced our home during a complicated market, and Maria kept us informed every step of the way. She found us a rate we were happy with and never made us feel rushed.

David & Susan T. Refinance · Gloucester Township

As a veteran, I didn't know much about VA loans. Maria walked me through the entire process with patience and respect. She went above and beyond — I couldn't have asked for a better experience.

Robert K. VA Loan · Bellmawr, NJ

Ready to explore your options?

A no-pressure conversation about your mortgage goals is the best place to start. I'll help you understand what's available — even if you're just curious.

Get Your Free Quote Call 215-656-4038
Get in Touch

Let's start the
conversation

Fill out the form and I'll get back to you within one business day. Or reach out directly — I'm happy to chat.

Phone 215-656-4038
Office 373 Egg Harbor Rd
Sewell, NJ 08080
Is this your business?This is my business